How much does a fractional CFO cost? US rates 2026
How much does a fractional or part-time CFO cost in the US? Pricing is a day or hourly rate multiplied by the time worked. Here are the 2026 ranges and the comparison with a full-time hire.
Fractional CFO rates in 2026
An experienced fractional CFO typically charges $1,000 to $2,500 per day, or roughly $150 to $400 per hour, depending on seniority, complexity and industry.
Monthly and annual cost
- Part-time / fractional (a few days a month): often $5,000 to $15,000 per month.
- Interim (full-time, several months): a concentrated budget against a high-stakes outcome.
Fractional vs full-time CFO: the real math
A full-time CFO costs $250,000+ in year one (salary, bonus, benefits, payroll taxes). A fractional CFO at $1,500/day for 4 days a month costs ~$72,000 a year — for a more senior profile, paying only for time used.
Frequently asked questions
Hourly or monthly retainer?
Both exist; many work on a monthly retainer tied to agreed days.
How do I estimate my budget?
Multiply the day rate by your estimated days per month.
Tell us what you need on FINCY: finance consultants vetted one by one, matching profiles within 48 hours, 0% consultant commission.